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MaliLock Blog

Kenya’s Bancassurance Model: Profits against Industrial Fraud

Open Message to Kenya’s Insurance Firms According to a Business Daily article dated September 16, 2019, Nairobi County stands out as the largest source of premiums for insurance companies with 80.67 percent of total premiums collected in 2018 originating from it, up from 72.76 percent the previous year. Data from the Insurance Regulatory Authority (IRA) ...

What You Don’t Know Does Hurt You

An assumption that we tend to base our arguments on, here in MaliLock, is that no individual, who owns and cherishes a high value asset and has consequently taken the extra step of having it insured, would be in a good mood when the reality dawns that day by day, he or she is being ...

Microdot technology supporting Event Management

Human beings are social beings. That said, events and entertainment in Kenya have been those industries that have had stability compared to other industries. In this digital world, events are well publicized leading to massive turnouts. To be able to adequately manage and satisfy the masses that turn out in large events, organizers sub-contract other ...

Securing your child’s belongings with microdot technology

Being careless is just a phase of children as they grow up. Therefore, it is essential that all children’s belongings are named/marked so that lost property can be returned easily to avoid frustration for children, parents and school staff. Many parents in Kenya opt to physically write or stick the child’s name visibly on the ...

Why Veridot® Microdots and Not Any Other?

Microdot Technology is a process of spraying thousands of microscopic dots onto vehicles or other assets in order to provide a unique identification. Each Microdot carries this unique identification which is registered to the owner, but is not visible to the naked eye. Microdot Technology is used in an attempt to combat car theft and has ...

Securing household/company assets with microdot technology

We all have at least one family member  or friend that came home from work or school only to find the house robbed and left empty. This is not a pleasant situation to be in.  Businesses are also victims of robbery as company assets are in high demand and are not easily identified due to ...

Microdotting. One more ideal step to be taken by a car buyer in Kenya?

Kenya has many used cars available for purchase. This is evident by the number of online sellers and the multiple car dealers located along major roads. Therefore, it’s in our opinion that due diligence should be undertaken by a buyer who’s keen on having peace of mind while owning a used vehicle. Despite the basic ...

How microdots can help curb vehicle Insurance Fraud in Kenya

Recently, there have been headlines across the media relating to strategies in which insurance firms have undertaken in response to the losses they have incurred due to scammers defrauding the industry with bogus claims. Picture this scenario, a high-end motor vehicle is insured multiple times in different companies then later reported as having been stolen ...

Securing your bicycle with microdot technology

The exact number of bicycles stolen in Kenya is hard to determine since theft of bicycles is hardly reported to the police. To add salt to injury, a small fraction of the bicycles that have been stolen and recovered by police are returned to the owners. This is because it is very hard to determine ...

MaliLock Lost and Found Tags

We all know the pain and stress of loosing something that we hold dear regardless of its monetary value. This is because some things hold data or memories that can never be replaced. We at MaliLock are constantly innovating to connect lost items with their owners, at the same time rewarding honest citizens who spare ...